
Industry systems
SACCO Management Systems
Members, savings, shares, loans and dividends with M-Pesa contributions and member self-service.
In short
Nexorra Digital builds sacco management systems for organisations in Nairobi and across Kenya. Members, savings, shares, loans and dividends with M-Pesa contributions and member self-service.
Modules
- Member registry
- Savings & shares
- Loan origination & appraisal
- Guarantors
- M-Pesa contributions
- Dividends
- Member portal & USSD
Features
M-Pesa Paybill integration
Paybill payments confirmed and matched to accounts automatically.
M-Pesa STK push
Payment prompts sent straight to the customer's phone.
Bank integration
Bank payments and statements brought into reconciliation.
Customer portal
Customers view statements and pay online.
Staff portal
Payslips, leave and tasks for employees.
Agent portal
Field agents record sales and track commission.
Multi-user
As many staff accounts as the business needs.
Role-based access
Staff see and change only what their role allows.
Real-time reports
Figures that reflect what happened minutes ago.
Mobile dashboard
Owners check the business from their phone.
Analytics dashboard
Trends and comparisons for managers.
Multi-branch
Each branch runs on its own, head office sees all.
SMS integration
Reminders and alerts through Africa's Talking.
Built for Kenyan operations
- M-Pesa payments through Daraja or KopoKopo, matched to records automatically
- SMS and WhatsApp notifications through Africa's Talking and WhatsApp Business
- KRA eTIMS-ready invoicing where the system issues invoices
- Works on phones as an installable app, including on slow connections
- Hosted on your own server or managed hosting, with daily backups

Questions about sacco management systems
Get a quote
Tell us about your sacco management needs.
We reply within one working day with questions and a first recommendation.






